Portfolio / ITIN / Non-Agency Loans

• Up to 85% ltv
• 580 Min Score
• alt doc 3 tradelines reporting for 12+ months or 2 tradelines reporting for 24+ months all with activity in the last 12 months
• 12 Month Personal or Business Bank Statements
• 100% deposits used & multiple accounts allowed
• 1 Year Profit & Loss Only
• 1 Year Documentation (W-2 or Tax Returns)
• Hybrid Documentation
• ITIN, Visas, & Work Permits
• Interest Only
• Purchase, Rate Term, & Cash Out
• PrePay Buyout
• Title In Company Name
• No Early Payoff
• Owner (up to 95%) and Non-Owner
• Debt Consolidation
• Up to 6 mil super jumbo
• Up to 50% dti
• Appraisal Transfers
• Sellers Concessions
• BK, Foreclosures, & Collections
• SFR, Condo, Non Warrantable, 2-4 units
• Air BNB, & Home Sharing
• TBD’s Allowed